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GAY PEOPLE'S CHRONICLE October 4, 2002

Most Gays and Lesbians spend more time planning a vacation than planning their estate!

ESTATE PLANNING WORKSHOP

"The Truth About Estate Planning For Gays and Lesbians”

WORKSHOP TOPICS INCLUDE: WHY: Simple wills may not be the best way for gays and lesbians to plan their estates; you should never own assets in joint partnership; you should never name your partner as a beneficiary of you life insurance; living trusts rarely work; blood relatives can set aside your will and how to prevent it; most financial and health care powers of attorney often don't work; and...HOW TO: Ensure your partner makes your health care decisions when you can't communicate; make certain hospitals can't prevent your partner from seeing you when you are in the hospital; assure your assets pass to your partner or other loved ones; prevent blood relatives from disinheriting your partner; assure you and your partner can take full advantage of tax planning techniques that are not available to married couples; make certain your pets are properly cared for after you are gone; ensure blood relatives cannot prevent your partner from living in your home after you are gone; protect your partner's inheritance from nursing homes, creditors and catastrophic illnesses; make certain that assets you leave your partner cannot be used by a replacement partner; make certain if you are incapacitated your assets will be used for you and your partner's care and well being; make certain that children of gay and lesbian couples are properly cared for after they are gone... and more.

Tuesday, October 15th, 2002 5:30-8:30pm For reservations call: 440-891-8850

PRESENTED BY SCOTT A. WILLIAMS, ESQ.

PRACTICE LIMITED TO ESTATE PLANNING

Is waiting for lower interest

MBA

in your best interest?

Let's talk!

Thomas j. Rankin 440-356-5373, ext. 209

E-mail: Thom.Rankin@remcorp.com

REALESTATEMORTGAGE CORP. "Your Partners In Lending'

Corporate Headquarters: 20325 Center Ridge Road, Suite 220, Rocky River, OH 44116

LENDER

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classifieds

Help Wanted

Northern Ohio

Busy private men's club seeks motivated, honest, DRAMAFREE individuals for full/part-time employment on all shifts. Apply in person Mon-Fri 8 am-4 pm at Club Cleveland, 1448 W. 32nd St., Cleveland. NO CALLS.

Sales Help One of NE Ohio's leading gay/lesbian retail establishments. Neat appearance. outgoing personality, can greet customers and sell specialized merchandise. Help receive and display merchandise. Be able to use computerized cash register. Flexible hours. 30 hours to start Salary/ benefits commensurate with experience. E-mail resume to GayRetail@aol.com or fax 216-476-3825 (16)

Southern Ohio

Chemical Dependency

Specialist

Full time position in a busy AIDS service organization. Responsibilities include assessment and treatment of clients with CD problems, community outreach, education and liaison duties. Minimum CCDC I; CCDC III and experience with HIV/ AIDS preferred. Send resume by 10/14/02 to: Chemical Dependency Specialist Position, AIDS Volunteers of Cincinnati (AVOC), 220 Findlay St., Cincinnati, OH 45202, or e-mail to sjohnson@acov.org, or fax to 513-421-5024.

Services

"That was amazing."-That response from a young client on the east side of Cleveland was more than rewarding. It was also great validation for what I love to do. Let me reward you with a massage. Call Adam at 330-307-4799 or e-mail muscle2massageU@aol.com.

Pets

(18)

Discriminating pet owners, you are what you eat. Healthy natural pet treats chosen by national agility trainer. Fido's Gourmet Café, free shipping with first order. Call 216-832-8665.

Real Estate

Concord mini-estate-1860 restored century home, 3 BR, 2 baths, parlor, two-story foyer with curved staircase. Gourmet kitchen, 10' ceilings, 7' windows, zoned heat and air, tree-lined drive. Also includes rented guest cottage, salt box barn with studio space, potting shed and pond site. Private landscaped grounds. 1.79 acres, 30 minutes to downtown. $479,000 Realty One, Stewart team 440 3929200. (16)

E. Cleveland Forest Hill home-Historic Normandy Tudor with 3 BRs, 12 baths, two fireplaces, hardwood and slate floors, authentic detailing, partially finished basement with wet bar, paneling and fireplace. Attached garage with finished deck above, private, fenced yard with gardens, brick and flagstone patio and walks. For sale by owner, offered at $149,500, call 216-541-1349. (15)

Franklin Historic District-3,700 sq. ft. Victorian, three fireplaces, natural woodwork, pocket doors, stained and beveled glass, with extra lot, 45'x135'. Rehab started, you finish. $140,000, 6110 W. Clinton. Call for appointment 216-961-6053.

(16)

Franklin Historic District-2,800 sq. ft. duplex. Hardwood floors, natural woodwork throughout, renovations complete. Live cheap or positive cash flow. $140,000, 6109-11 W. Clinton. Call for appointment 216-961-6053. (16)

Beautiful View Lakewood/Edgewater Dr-Condo for sale by owner. North and East views, 2 BR, 2 baths, new kitchen, new appliances, indoor parking. Call 216221-1323 for appointment. Principals only. $116,000.

Why rent? 0%-3% down available. Beach Ave. townhouse. Remodeled 4/5 BR, 11⁄2 baths, new carpeting, new roof. Great place! Move-in condition, $109,900. Call 216-496-3222. For Rent

Northern Ohio

98th and Denison-Two very large 2 BR apartments. Clean, natural woodwork, hardwood floors, fireplace, offstreet parking. No pets. $450 per month + deposit. Call 440-734-7122. (16)

W. 102nd & Clifton-3 BR townhouse. Appliances, washer/ dryer, hardwood floors throughout, off-street parking. $1,150 per month + deposit. No pets or smokers. Call 21,6939-1458.

(15)

W. 105th & Clifton-1 BR, living room, dining room, kitchen, all appliances including washer/dryer. Off-street parking. Immediate availability. $485 per month + security deposit. Call 216-591-0953. (15)

Cedar and Fairmount-First floor of house, 2 BR, new kitchen and bath, parking. No smokers or pets. $650 per month. Call 216-229-8185. (15)

Lakewood 1 BR-appliances, hardwood floors, clean, and quiet. One parking spot. No pets. $400 per month. Call 216221-9008 after 7 p.m. (15)

Lakewood side-by-side-12564 Clifton Blvd. 2,700 sq. ft., old, nice, owner-occupied, and well-maintained. No dogs, non-smoker. $875 per month + security deposit. Special rate for singles. Call 216-221-8983 between 9 a.m. and 4 p.m. (16)

South Euclid-Conveniently located 2059 Warrensville 2 blocks North of Cedar Center. Walk to new shopping-Target, Kaufmanns, Marc's, plus many restaurants. Garage parking, AC, ceiling fans, Updated baths and more. Well-maintained Colonial style building. 1 bedroom available $588.00. Call 216514-1735

Tremont/Kenilworth Ave.-Two-story apartment. 1 BR, fully renovated, A/C, hardwood floors, large loft BR with large walk-in closet. Front porch. $750 per month. Call 216-276-0692 (17) Westpark/W. 135th St.Single home, 2 bedroom, all appliances including washer/dryer, garage, fenced yard, near RTA, no pets $650 + deposit 440-777-1161

Roommates

(15)

Northern Ohio

Responsible roommate wanted to share apartment in Lakewood with two GWMS. $300 per month includes utilities. Call 216-221-0391. (16)

Seeking roommate to share giant newly constructed colonial with 3 BR, 3 baths, gourmet kitchen, dinette area, A/C, amenities. $400 per month + 1⁄2 utilities. Phone separate. Call 216-952-3479. (16)

Share 2 BR home with two GWMs. Clean, quiet, furnished room, non-smoker, no pets. $300 mo + deposit + 1/3 electric. Must have references, call 216-631-7285

Wanted

(16)

German male student wanted to tutor adult male to learn basic Deutsch. Please call 330-569-7283 and leave message.

Erotica

24 Hour Hot Body Rub

(16)

Hot, sensual rubdown given in the buff by versatile male. Two men also available. Very Hot! Call Mark at 216491-4501. (29)

Horny Straight Guys!

Like to experiment. All local, all live, all the time. Meet them tonight! Call 888-272-7277 toll free and enter FREE trial code 6702. 18+ (40)

Hot Young Guys!

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Live

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Only $2.99/minute. 18+ only. Major credit cards accepted/ discreetly billed. Call now 800-947-7742. (27)

LIVE ADULT WEBCAM www.liveriogirls.com or www.liverioguys.com

24 hours of unlimited live video chat for $2.95 or $39.95 monthly. No per minute or hidden charges.

MEET HOT GUYS

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(27)

Smooth college boy-24 years old, well-endowed, 5'7", 150 lbs. Nude massage, in call/out call. Page Justin at 216694-3321, Cleveland area. (18)

The finest few-The newest, largest, and hottest all-male companionship service in Ohio. To book an appointment, call 216-832-6579 or visit www.thefinestfew.com (16)

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Free Estimates 216-941-4150

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